Last updated: October 15, 2026
1. Acceptance of these terms
By accessing or using this website, you agree to these Terms & Conditions. If you do not agree, please do not use the website.
2. General information only
Website content is provided for general informational purposes and is not a substitute for advice tailored to your circumstances. Information may change and may not cover every relevant consideration.
3. No offer or guarantee
Information about loans, investments, tax advisory, and insurance is not a promise of approval, availability, return, savings, or coverage. Eligibility and terms depend on the applicable provider, your circumstances, and governing requirements.
4. Financial risk
Borrowing creates repayment obligations. Investments involve risk, including possible loss of principal. Tax and insurance outcomes vary. Consider seeking qualified professional advice before making decisions.
5. Website use
You agree not to misuse the website, interfere with its operation, attempt unauthorized access, submit unlawful content, or use forms to send spam or malicious material.
6. Enquiries and communications
Submitting a form does not create a client relationship, constitute a formal loan application, or guarantee a response or service. Please do not submit account credentials, Social Security numbers, payment card details, or other highly sensitive information through general website forms.
7. Third-party services
This website may refer to third-party services or resources. Mutual Credit Guide does not control and is not responsible for third-party content, terms, products, or privacy practices.
8. Intellectual property
Unless stated otherwise, website text, branding, and design elements are provided for this website and may not be copied or republished without permission.
9. Disclaimer and limitation
The website is provided on an “as is” and “as available” basis to the extent permitted by law. Nothing in these terms excludes rights or liabilities that cannot legally be excluded.
10. Changes to these terms
We may update these terms from time to time. The updated date above indicates when this page was last revised.
11. Contact
Questions about these terms? Contact Mutual Credit Guide at info@mutualcreditguide.com or (605) 886-8680, 1800 Grandview Dr, Watertown, SD 57201.
This template should be reviewed by a qualified legal professional before publication to confirm it meets your business and jurisdictional requirements.